One of the first decisions you'll need to make when financing your Subaru is whether to lease or purchase. Leasing can be a great option if you prefer to drive a new vehicle every few years and want lower monthly payments. With a lease, you're essentially renting the vehicle for a set term. At the end of the lease, you can return the vehicle or purchase it for a predetermined price.

If you plan to keep your vehicle for the long haul, purchasing may be the better choice. When you purchase a vehicle, you own it outright once you've paid off the loan. You'll have the freedom to drive as many miles as you want and can customize the vehicle to your preferences.